Best High Yield Interest Rates

Many of you may remember when I was doting over Associated Credit Union's high interest CU $ave More Account in my earlier post.  I have had this account for a little over two years and have been always been proud to be earning what is currently a 5% APR on the first $500 without exposing myself to any risk... especially when the current interest rates in America are so low.

I am sure you can understand my disbelief when my Fiance' told me that we are eligible for a credit union through his company which offers a 4% APY on their Rewards checking account.  I was certain that he was simply mistaken or confusing the APY with a cashback rewards program.  I perused Southwest Airlines Federal Credit Union's website, and, low and behold, he was absolutely correct!  Moreover, this interest rate is applicable to the first $25,000!!!  There are a few MINOR requirements (direct deposit, estatements, and monthly debit card use), but with an interest rate like this, I will happily conduct all of our banking with them in order to fulfill these requirements.

In an effort to try and seek out a way that others who are ineligible for this credit union's membership requirements can benefit from such a great deal, I began a google search and am happy to report that I have found this list of similar high yield checking account.  I read through it, and it appears that mostly my midwestern readers will be eligible to benefit from accounts contained on the list.  However, Georgians can still take advantage of the CU$aveMore account, and I will let you know if I notice a local bank offering a High Yield checking account in the future.

Date Night On The Cheap

One of the easiest ways to save extra money each month is to eat out less.  Atlanta residents spend an average of 60% of their monthly food budget eating out!  One way to trim this portion of your budget is to do what you can to make each dollar go further when you do eat out.  Consider this the extreme couponing version of dating on a dollar...

East Cobb Moe's Taco with a side of chips and Salsa : $2 each on Tuesdays.
Movie at the Picture Show at Merchant's Exchange: .75 cents on Tuesdays.
Tuesday Date Night In North Atlanta: $5.50.

Take that Clark Howard!